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Doughroller`s Best Student Loans Without a Cosigner

While federal student loans dont require a cosigner, these types of loans may not provide enough funds to cover an entire year of college tuition. Private loans can fill the gap but many of these student loans require a cosigner if the student does not have any established credit.

There are ways around this. If you dont have a cosigner or would simply prefer to borrow money without one, there are different lenders that may be willing to work with you. Below are some of our recommendations for the best student loan without a cosigner.


Ascent Lending offers both cosigned and un-cosigned student loan options for borrowers. Their maximum loan limit is $200,000 and you can choose a repayment term ranging from 5 years to 15 years. Most private student loans require you to either meet certain income or credit score requirements in order to get a loan.

The major problem with this is younger students may not have established credit yet and since theyre in school, they probably arent meeting the income requirements either. Ascent offers student loans to borrowers with no credit score and focuses on other factors like their school, program, graduation date, and GPA.

  • Be a college senior or junior enrolled full-time (or have an expected graduation date within 9 months from the date you submitted your loan application)
  • Be a U.S. citizen
  • Have a GPA of 2.9 or higher
  • Be at least 18 years old

Choose from a fixed or variable loan and get 100% of your college tuition cost covered since you can borrow up to $200,000. Borrowers can also receive 1% cash back on their cost of attendance by setting up automatic payments.

Read more Doughroller`s Best Student Loans Without a Cosigner

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Date de dernière modification : le   24/11/2022 @ 16:00

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